The need to have insurance for automobiles, is a necessity, is a reality today. And the Allianz Car Insurance, is a possibility to meet such demand from various insurance customers.
The insurance covers coverage for accidental damage to the car of the insurance account holder, and accidental damage to the property of others (including vehicles) that is partly or totally your fault
Also, it is intended to cover accidental damage to the property of others (including vehicles) that is partially or totally your fault
Charge and hold responsible for the legal costs incurred as a result of a liability claim covered by your policy
And also, accidental damage cover to your car if the user is not at fault in an accident and the other vehicle does not have insurance. Up to a maximum value of $ 5,000 determined by the market value of the car of the holder of Car insurance Allianz
Car insurance Allianz – CTP
Compulsory Third Party (CTP) bodily injury insurance covers damage to third parties when the owner or the person driving your vehicle is the driver guilty in an accident.
Third parties include their passengers and other road users, such as drivers, other vehicle passengers, pedestrians, cyclists, motorcyclists and passengers. Your CTP insurance also covers the holder for injuries caused by the use of a trailer.
All registered vehicles, including cars, trucks, motorcycles and scooters require CTP insurance. Trailers do not like they are covered by the tow vehicle’s CTP insurance.
Car insurance Allianz – CTP and Compulsory Insurance
Comprehensive car insurance provides coverage to repair or replace your vehicle if it is damaged in an accident or while it is not being driven.
It also provides coverage for damages that the owner causes the property and vehicles of other people. Compulsory Third Party Insurance (CTP) insures you or any other driver of your vehicle against liability for death or injury resulting from a car accident for which the user of the vehicle or the driver of your vehicle is at fault.
Damage to Third Party Assets Car insurance only provides coverage for damage to vehicles and third party properties, while third party property, fire and theft provides additional coverage for damage to your vehicle caused by fire or theft.
As long as your vehicle is registered, your CTP will cover the holder for any liability the user of the service incurs for injuries that the user may cause to other road users as a result of a car accident anywhere in Australia.
This includes injuries to passengers, drivers and passengers from other vehicles, pedestrians, cyclists, motorcyclists and passengers. The CTP also covers injuries caused by the use of a trailer when connected to a registered vehicle.
Car insurance Allianz – Learn More
The insurance intends to cover for accidental damage to the car, and also for accidental loss or damage to your car caused by fire or theft. A waiting period of 72 hours applies to damage caused by forest fires. See the PDS for Terms and Conditions.
The coverage is still given in cases of accidental damage or loss to your car, including flood, storm and hail
A waiting period of 72 hours applies to cyclones, floods or forest fires. Refer to the PDS for Terms and Conditions
And still cover for accidental damage to other people’s property (including vehicles) that is partially or totally your fault.
Take responsibility for possible legal costs that may arise as a result of a liability claim covered by your policy
Legal liability coverage when using a replacement vehicle while your vehicle is being repaired or repaired (excluding rental cars). In this case, legal liability coverage of US $ 20 million applies. Coming from a single event or a series of related events.
To have even more peace of mind If the car is stolen, when available, a rental car is provided for up to 21 days (maximum daily rental value of $ 100). If a rental car is not available, we will pay a $ 50 daily travel allowance.
Car insurance Allianz – Advantages
When your car is repaired after an accident, when available, a rental car is provided for up to 21 days (maximum daily rental value of $ 100). If a rental car is not available, we will pay a $ 50 daily travel allowance.
The user has the option of choosing the Basic Excess Removal for Windscreen Claims and with this option to remove the excess on two repair claims and a replacement claim per year of policy for damage to window glass or windshield . Your Star Rating is not affected by these claims and you can expedite your repair by calling O’Brien Glass directly.
Star Rating Protection allows the service user to claim a crash accident per year without losing their Star Rating.
Protects your Star Rating in the event of a failed accident, or a claim where the responsible party can not be identified, or a claim that your car is damaged by nature or wildlife.
The contact with the company works through an online system is available day and night so that the interested in Car insurance Allianz can sign up and manage your coverage whenever it is convenient.
A premium discount of up to 15% is applied to the first year premium when the user of Car insurance Allianz purchases a new car insurance policy online, but not for optional coverage.
A reduced online discount can be applied on renewal if the contractor performed the simulation and originally purchased the policy online.
Car insurance Allianz – The company
Allianz Australia was awarded the Winner of the General Insurance Company of the Year in 2018, 2017, 2016, 2014, 2013, 2012, 2011 and the Insurance Learning Program of the Year at the Australian Insurance Industry Awards in 2017. ANZIIF)
It is an institution cited as an Employee of Choice for Women by the Agency for Equal Opportunities for Women (EOWA) from 2009 to 2013 and Employer of Choice for Gender Equality 2014 – 2018.
Seeking to know even more and request a Car insurance Allianz, access the site.